Complementary Loan Consultation and Mortgage Preapproval

Andrew Thurston, Loan Officer

Empowering Homeownership Dreams with Integrity, Expertise, and Innovation.

Loan Options


Discover your path to homeownership with our purchase mortgage loans! Get started today to secure your dream home with flexible terms and competitive rates.


Elevate your financial well-being with our refinance home loans! Lower your interest rates, reducing monthly payments, or tap into your home’s equity.


With competitive rates and flexible terms, our conventional mortgage options put your homeownership dreams within reach. Secure your future with a trusted lender – start your journey today!


When your homeownership goals reach new heights, our Jumbo Loans have you covered. Elevate your lifestyle with ample financing for luxury properties.


Explore homeownership possibilities with FHA and USDA Home Loans! FHA loans offer low down payments and flexible credit options, while USDA loans provide rural living opportunities with $0 down payment.


VA Home Loan financing, exclusively for veterans and active-duty military personnel, is your path to homeownership. Enjoy benefits like no down payment and competitive rates.

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What our Clients Say


Frequently Asked Questions

⭐What is a down payment, and how much do I need to put down?

A down payment is an upfront payment made when purchasing a home. The amount required varies but is often 3% to 20% of the home’s purchase price.

⭐What is private mortgage insurance (PMI), and when is it required?

PMI is insurance that protects the lender in case of borrower default. It’s typically required when the down payment is less than 20% of the home’s value.

⭐How is my credit score used in the mortgage application process?

Your credit score helps lenders assess your creditworthiness. Higher scores can lead to better loan terms, including lower interest rates.

⭐What’s the difference between a pre-qualification and a pre-approval.

Pre-Qualification: An informal estimate of how much you might borrow, based on basic financial information given but not verified. It’s a starting point for your home search but not a firm commitment from the lender.

Pre-Approval: A more detailed and official assessment of your financial readiness for a mortgage. It involves document verification and a credit check, making it a stronger indication of your ability to secure financing and a preferred choice when making an offer on a home.

⭐What are closing costs, and who typically pays them?

Closing costs are fees associated with finalizing a mortgage. They can be paid by the buyer, seller, or both, depending on the terms negotiated in the purchase contract.